Why are Property Bonds growing in popularity?

Posted by Graham Turrell on Tue, Apr 11, 2017 @ 10:50 AM

More and more,  property investors and traditional savers alike are becoming attracted to Property Bonds as a way of boosting income and avoiding the hassles of direct property ownership.

investment-in-knowledge.jpgHere are a few of the drivers that are prompting this interest - do any of this resonate with you (especially if you're still learning about this asset class)?

  1. Bank interest rates for savers are at an all-time low. Savings accounts in the UK are  struggling to keep up with inflation, let alone provide any real growth.
  2. Property is still seen as a secure asset class by those who know, and with not enough homes being built in the UK demand continually outstrips the supply.
  3. There are more and more obstacles in directly owning investment property. Heavier taxation for residential investment property and reduction of tax reliefs for expenses;difficulty in raising mortgage finance for buy to let; dealing with tenants; licensing; regulation, the possibility of rent controls; the list goes on). Many property investors are looking for less hassle and more profit: being the lender, not the landlord.
  4. As part of this movement, investors who are cash-rich and time-poor are looking to partner with developers by lending rather than getting directly involved in the day-today running of projects.
  5. In uncertain economic times a predictable fixed income for a known period of time has much appeal.
  6. Whilst no investment is in any way risk-free, modern Property Bond structures can offer credible security and a practical exit strategy should things go wrong with the developer - something that isn't usually available to direct peer to peer property lenders, for example.

Property Bonds are not for everyone - but if you qualify they have the potential to offer a very interesting boost to one's income and wealth - but only if you choose wisely.

We are UK leading experts in Property Bonds, Notes and tax-efficient sophisticated alternatives. Find out more about property bonds with our popular guide - download your complementary copy today:

Download HighGround Property Bonds Special Report

 

All the best for now,

Graham Turrell - The Investment Engineer

Tags: Property Bonds

[property bonds]  How a former Berlin Sorting office is being transfored into luxury apartments

Posted by Graham Turrell on Mon, Apr 10, 2017 @ 10:28 AM

As part of our service to clients both present and future, we like to keep a close eye on our property developers. Dolphin Trust has a remarkable track record but that's no excuse for complacency on our part. 


exterior-rear-cgi-1.pngOn our most recent Inspection Trip to Berlin to visit Dolphin Trust development projects, one of the most striking to date has to be the restoration of this former East German sorting office, the CARRÉE ALTE POSTE.

Dolphin are transforming this fascinating former East German building preserving its impressive interior architectural features, whilst complementing with additional new build to the rear into spacious luxury city apartments on track to complete later this year.

IMG_1771.jpgBuilt between 1925 and 1929 “Post Office Lichtenberg I” on Dottistrasse is a striking and impressive four-storey building in Berlin. With a deep history spanning over seven decades, the
post office was a hub of communication throughout some of the city’s most troublesome years.

Dolphin Trust are currently working on constructing 48 luxurious apartments within the walls of the historic building and also have plans to construct four residential buildings with 90 stylish
apartments, an additional courtyard and a large common green area. This photo was taken during our visit in March this year and shows construction work underway.

HighGround and Dolphin Trust offer qualifying investors fixed double-digit annual interest paid six-monthly over an agreed number of years, after which capital is returned to the investor.

To find out more and discover if you qualify to invest, download our introduction to Dolphin Trust today:

Download Dolphin Trust Brochure


A few more images of the CARRÉE ALTE POSTE ...

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Tags: Property Bonds, German Property Investment

[video] Dolphin Trust delivering beautifully restored listed property to Mainz, Frankfurt

Posted by Graham Turrell on Wed, Apr 05, 2017 @ 01:30 PM

Watch this video to discover how Dolphin Trust capitalise on a generous German tax incentive for local property buyers with an example of their developments in Mainz, Frankfurt...

 

 

Find out how you may eligible to profit hands-free from these German property restorations today.

Download Dolphin Trust Brochure

Tags: Property Bonds

Why I'm in love with Property Bonds

Posted by Graham Turrell on Tue, Feb 14, 2017 @ 04:25 PM

As a former traditional property investor myself, I'm speaking very candidly when I openly declare my love for Property Bonds. They offer hope and a future for those unimpressed with the world of "tenants and toilets", not to mention the continuing UK government assault on the livelihood of landlords.

Choosing a property bond to invest in is rather like dating.

14-shutterstock_181460018.jpgSome bonds are glamorous; some are plain; some are downright unattractive. Some have beauty that's just skin deep. The secret is getting to know them and seeing the beauty within (or otherwise!).

Here are just five of the reasons why my love is so profound (and why buy-to-let is i'm afraid fast becoming the ugly sister of the property world):

  1. Bonds will let you invest into proven property developers. Leveraging their skill and experience,
  2. Well-structured Bonds offer you built-in security so that even in the worst case scenario, your initial investment is as safe as it can possibly be. 
  3. There's a fixed net income of between 6% and 11% each year depending on which bond you choose.
  4. Capital is returned to you at a predetermined time. The term of the bond can range from just 12 months to 5 years and the choice is yours.
  5. No more tenants, lettings agents to pay, landlord regulations to upkeep, insurance premiums, repairs, voids, refits, stamp duty, legal fees, deposits, tenant reference checks or landlord tax hikes. 

But would you declare your commitment to a Property Bond until you knew it very, very well? The head decision has to follow (and sometimes override) the heart.

A match made in heaven?

Our role here as Investment Engineers is to detect and filter away the property bonds out there with character flaws, then from those that remain, present those that might be the better fit for our investors needs. Finally we assist with any research the investor needs to do to help them make their own truly informed decision. Our market knowledge, experience and frankly annoying attention to detail (as some bond providers would say) really is our strength.

Bonds, like long-term relationships, are not for everyone. But to help you understand whether they can work for you, we've produced a simple but thorough introduction to the wonderful world of Property Bonds, including ways to spot a beauty from a beast...

Download your copy today:

Download HighGround Property Bonds Special Report

 

For the latest examples of "best of breed" property bonds, drop me a comment or get in touch (contact details are at the back of the eBook).

Tags: Property Bonds

[Property Insight] The importance of being thorough

Posted by Graham Turrell on Wed, Feb 08, 2017 @ 02:23 PM

Purpose-built student accommodation can be a remarkably effective way to put your cash to very good use in property investment - all without the hassle of having to deal with the "tenants and toilets" of the buy-to-let world. But why should student hall  property investors speak to us first?

Innovation_House_Preston_Exterior.jpgWe're a bit different from many other companies in this field. Before we offer any development or investment to our buyers, we carry out our own extensive detailed research. Not just desktop research which seldom provides the essential full picture (although of course we do this as well)...

In the case of purpose-built student accommodation this includes the following:

  • Visit the site and the city, checking the location is completely right for the proposed student market.
  • Have discussions with the University about supply and demand from their perspective.
  • Interview the Student Management company appointed to run the student hall being offered for investment. The correct management company is crucial for the long-term success of an investment. We make sure this is the case before we approve.
  • Meet with the builders or their appointed representative for a thorough investigation of the development and their ability to deliver .
  • Speak with occupants living in existing private halls in the city for a "students' eye view" of living there, what they look for and what they'd like to see improved.

(This is not normal. After speaking to us, ask some other companies if they have done all this for the projects they offer and then ask for their full findings and you'll likely see what I mean).

We call this process part of our "Investment Engineering" system. It's all about seeking to apply rigourous engineering principles to transform the art of property investing into much more of a science. This means that for those projects we offer our investors, not only have we ticked all the necessary boxes, but we gain a deep expertise in the investment that we can share with our serious buyers to help them make a thoroughly informed decision. The goal is peace of mind of secure and sustainable returns on investment in the most popular property asset class in the UK today.

For example, our recent visit to Preston and the University of Central Lancashire (UCLan) is a case in point. Innovation House, the recently announced all-studio student hall is in the perfect location to benefit from the university's £200m investment programme, along with Preston's £400m regeneration initiative.

Discover more - download the Innovation House student investment guide today. You can then contact us for a friendly in-depth chat should you wish to find out more.

 

Innovation House Preston Investment Prospectus

Tags: UK Investment, Student Accomodation

[Property insight] Reasons to be cheerful about property investment in Preston

Posted by Graham Turrell on Mon, Jan 30, 2017 @ 02:11 PM

Equipped with a competitive cost base and good location near to Manchester and Liverpool, Preston is the engine room of Lancashire’s economy and one of the largest local economies in the north of the UK.

Preston-2.jpgPreston has been reinventing itself since the year 1179 and continues to do so.

With the government’s economic strategy using cities to drive regional growth, it received an enormous boost to its economic growth aspirations with the recent announcement of the Preston, South Ribble and Lancashire City Deal:

  • £430 million directly invested into central Lancashire.

  • Expansion of transport and business infrastructure around Preston.
  • Creation of 20,000 new jobs and 17,000 new homes
stimulating a further £2.3 billion worth of local investment. 

Preparations have already begun to catalyse economic growth in Preston. The building blocks for further growth include:
  • BAE’s £12.4 million investment program at the Lancashire Enterprise Park. 
  • Lancashire Enterprise Zone – will attract 13,000 high value jobs and be one of the largest manufacturing hubs in Europe. 
  • European Social Fund training programme for 4,000 young local SME employees. 
  • Lancashire Growth Hub - a specialist business advice centre.
  • University's 36,000 strong community of students and professionals, contributing £300 million to the local economy annually.

Preston is all about economic growth through inward investment. And as the city's largest employer, the University of Central Lancashire (UCLan) is right at the heart of this, with a recently announced £200m investment including a brand new £30m Engineering Innovation Centre.

Property investment that leverages this growth is going to be of great interest to educated investors. 

Exciting times for Preston, and as the saying goes ... follow the money!

Here's a powerful way to take advantage of this growth, in the property asset class where demand continually outstrips supply...

Innovation House Preston Investment Prospectus

Tags: UK Investment, Property Insight

New Launch Today - Superb UK Purpose-built Student Property with a big USP

Posted by Graham Turrell on Fri, Jan 27, 2017 @ 10:48 AM

We're delighted to announce today this brand new student property investment right on the main campus of the University of Central Lancaster. Welcome to Innovation House...


Innovation_House_Preston_Exterior.jpgThis newly-announced opportunity is available to investors from today and buyer demand is expected to be buoyant.

Why you may ask? For investors all the fundamentals are in place to ensure a secure investment in the most successful  property asset class in the UK for predictable hands-free income:

Developer track record - 35 years experience. 

Student demand - the only all-studio purpose-built student accommodation in the city of Preston. The size, design quality and location of Innovation House is set to ensure huge demand from students including those from the growing overseas student market with the desire for only quality self-contained studio living that the traditional "cluster flat" accommodation simply does not deliver.

Location - a major coup for Innovation House is that it's located on campus : quite a rarity for privately owned student property and a real pull for students who prefer the convenience and the feel of being close to all the university academic and social life that the campus offers.

Management - property owners need to be confident that their investment is looked after in the best possible way and know that occupancy will always be expected to be 100%. That's why one of the leading Student Management operators is on board to manage Innovation House perfectly for both students and investors.

All good news for property investors new to this asset class, and for experienced portfolio builders alike. Gross yields are confidently expected of 11%, and an 8% NET yield is contractually assured for the first 3 years. Our research shows that this should continue to be achieved or increased in the following years, making this an easy to own, income generating asset for the long term.

Discover more about Innovation House and the strength of the student property market. Download our handy guide to Innovation House today:

Innovation House Preston Investment Prospectus

 

 

Tags: UK Investment, Student Accomodation

Have your cake and eat it - Sheffield Student Property investment with a difference

Posted by Graham Turrell on Wed, Dec 07, 2016 @ 10:45 PM

Time to cut to the chase. If high-yielding student property investment is for you, this is a rare opportunity indeed.

There is an ever-growing list of great UK student investment success stories, and this niche asset class still remains the strongest performing in the UK.

Royal-Riverside-Exterior.jpgBut how many purpose build student property (or PBSA) investments offer you ALL these?:

  • 8% net rental yield assured for 5 years.

  • 5% interest earned during construction.

  • Fully-furnished.

  • Fully-managed by an experienced company.

  • Every student facility imaginable including concierge reception, gym and leisure facilities.

  • Preferential tax benefits associated with Purpose Build Student Accommodation asset class.
  • and uniquely ... a "Buy Back" option available to owners after 5 years at 115% of purchase price.

Sheffield city's high-specification Royal Riverside delivers all this. Assured returns, assured capital growth and hands-free - which means ownership from anywhere in the world is perfectly practical.

The Sheffield City Region is at the forefront of the UK's industrial and entrepreneurial development and was recently described by the Secretary of State as being 'at the heart' of Britain's continued economic growth.  With an economy bigger than some European countries, the Sheffield City Region is a significant financial power.  The area is home to almost 1.8 million people and has an output of more than £24.7 billion per year.

Ownership is available from just £64,500. Over 50% of available suites at Royal Riverside have already been sold so the time to research this opportunity is now, and we're here to help... 

To find out more about Royal Riverside download the full investor guide today:

Royal Riverside Sheffield Investment Prospectus

 

Tags: UK Investment, Student Accomodation, Sheffield Property

[news] Property Tax War Room - why being informed is half the battle won

Posted by Graham Turrell on Tue, Dec 06, 2016 @ 12:12 AM

Our Westminster Seminar 'War Room' Survival Strategies for Property Investors on the "hot topic" of how changes to UK property tax may seriously affect the future of most landlord investors, really hit the spot...


Graham Property Tax 1.jpgSome property investors know of the potential massive hit to profitability coming their way starting as soon as April 2017 and a few of these have already taken steps to minimise the impact.

At the same time, though,  the majority of property investors  in the UK are not even be aware that unchecked, these sweeping changes could potentially wipe out their buy-to-let business.

Being informed is half the battle won. That's why I and two other property and tax experts recently brought together property investors to Westminster from all around London and beyond to "tell it like it is" - and to offer some intelligent, practical solutions.

The response from the audience showed that we'd really hit the spot. So for all those that couldn't be there on the night or missed out on tickets... I like to share our ideas with you in three ways ...

To request a copy of the presentation, gain access to key video clips from the seminar, and speak to me about your property investment plans, just click below you can access my diary and book a property investment review at a time of your choosing. I want to give you real value and as this is so important I'm waiving my consultancy fee -  there's no cost to you whatsoever.     Let's talk !     

 

 

 

 


Tags: UK Investment, Property Insight, Property Investment, News, Property Bonds

[news] Beech Holdings wins at MEN Business of the Year Awards 2016

Posted by Graham Turrell on Tue, Nov 15, 2016 @ 10:48 AM

Beech Holdings (Manchester) are incredibly proud this week to announce that they have won the prestigious MEN Business of the year 2016 award, in the Manchester College, for Turnover between £10m & £25m category.

Beech Holdings MEN Awards 2016.jpgAs many of you know, Beech Holdings was born in Manchester, with an aim to preserve unloved heritage buildings which are an important part of our city’s identity and history while turning them into sustainable, low-carbon apartments in the heart of the city centre.

We at HighGround have been offering our clients Beech Holdings Property Bonds since early 2015 and naturally are all delighted at this latest success.

We congratulate the entire team at Beech Holdings for their hard work and dedication to restoring previously "unloved" commercial buildings in central Manchester to highly sought-after residential property.

Here is a link to the full announcement from Beech Holdings. 

To discover more about how to become a part of the Beech Holdings success story, just download the guide below.

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Tags: UK Investment, Property Bonds